We are an independent credit modeling service provider for marketplace lending platforms worldwide.
We serve retail investors via newsletter, institutional investors through our LendGuardian software, and marketplaces with our rate-setting consulting.
We bridge the incentives gap that exists between investors and marketplace lending platforms, raising ROI by controlling risk. Marketplaces are incented to "originate, originate, originate" but investors wish to preserve capital and maximize returns.
Supported publication delivery methods are now via API or private hosting of LendGuardian. Web picks have been disabled.
We have added a credit model for Prosper's marketplace.
--Update: Resolved-- LendingClub made some changes recently that have required us to pause our picks.